/* ARRCO microsites — layered on top of the existing styles.css.
   Uses ARRCO's own tokens; adds only --ms-accent, set per microsite. */

.ms-body{background:var(--paper);color:var(--ink);margin:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.ms-skip{position:absolute;left:-9999px;top:0;background:var(--primary);color:#fff;padding:.7rem 1.1rem;z-index:100;border-radius:0 0 8px 0}
.ms-skip:focus{left:0}
.ms-body :focus-visible{outline:3px solid var(--ms-accent,var(--primary));outline-offset:2px;border-radius:4px}

/* Header ---------------------------------------------------------- */
/* The ARRCO logo is a light PNG built for the brand's blue header. Matching
   that header keeps the microsites in the family and keeps the logo legible;
   putting it on white made it disappear. */
.ms-header{position:sticky;top:0;z-index:60;background:rgba(0,54,211,.94);
  backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.15)}
.ms-bar{max-width:var(--max);margin:0 auto;padding:.85rem clamp(1rem,4vw,2rem);
  display:flex;align-items:center;gap:1.25rem}
.ms-brand{display:flex;align-items:center;flex:0 0 auto}
.ms-brand img{display:block;height:40px;width:auto;object-fit:contain}
.ms-nav{display:flex;gap:.3rem;align-items:center;margin-left:auto}
.ms-nav-link{display:inline-flex;align-items:center;gap:.3rem;padding:.5rem .7rem;border-radius:8px;
  font-size:.92rem;font-weight:600;color:#eaf0ff;text-decoration:none;background:none;border:0;cursor:pointer;font-family:inherit}
.ms-nav-link:hover{background:rgba(255,255,255,.14);color:#fff}
.ms-nav-group{position:relative}
.ms-menu{position:absolute;top:calc(100% + 6px);left:0;min-width:14rem;background:#fff;
  border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-soft);padding:.4rem;display:grid;gap:.1rem}
.ms-menu[hidden]{display:none}
.ms-menu a{padding:.55rem .7rem;border-radius:8px;font-size:.9rem;color:var(--ink);text-decoration:none}
.ms-menu a:hover,.ms-menu a[aria-current="page"]{background:var(--paper);color:var(--ms-accent,var(--primary))}
.ms-header .btn-blue{background:#fff;color:var(--primary-deep)}
.ms-header .btn-blue:hover{background:var(--lime);color:var(--navy)}
.ms-burger{display:none;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);color:#fff;border-radius:8px;padding:.45rem .65rem;font-size:1.1rem;cursor:pointer;margin-left:auto}
.ms-mobile{display:none;flex-direction:column;padding:.5rem clamp(1rem,4vw,2rem) 1rem;border-top:1px solid rgba(255,255,255,.15);background:rgba(0,44,175,.98)}
.ms-mobile[hidden]{display:none}
.ms-mobile a{padding:.8rem .2rem;border-bottom:1px solid rgba(255,255,255,.13);color:#eaf0ff;text-decoration:none;font-weight:600}
.ms-mobile a:last-child{border-bottom:0}

/* Hero ------------------------------------------------------------ */
.ms-hero{max-width:var(--max);margin:0 auto;padding:clamp(2.5rem,6vw,4.5rem) clamp(1rem,4vw,2rem);
  display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(1.5rem,4vw,3rem);align-items:center}
.ms-eyebrow{font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;
  color:var(--ms-accent,var(--primary));margin:0 0 .9rem}
.ms-hero h1{font-size:clamp(2rem,5vw,3.15rem);line-height:1.06;letter-spacing:-.025em;margin:0;
  font-weight:900;text-wrap:balance;max-width:16ch}
.ms-sub{font-size:clamp(1rem,1.6vw,1.13rem);color:#475569;margin:1.1rem 0 0;max-width:52ch;line-height:1.62}
.ms-hero-cta{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.7rem}
.ms-reassure{font-size:.86rem;color:var(--muted);margin:1rem 0 0}
.ms-hero-art{min-height:200px;border-radius:var(--radius);background:
  radial-gradient(120% 100% at 80% 0%, color-mix(in srgb,var(--ms-accent,var(--primary)) 22%,transparent) 0%, transparent 60%),
  linear-gradient(150deg,var(--navy),var(--navy-soft));
  box-shadow:var(--shadow);position:relative;overflow:hidden}
.ms-hero-art::after{content:"";position:absolute;inset:auto -10% -35% -10%;height:60%;
  background:radial-gradient(60% 100% at 50% 100%, color-mix(in srgb,var(--ms-accent,var(--primary)) 40%,transparent), transparent 70%)}

/* Sections -------------------------------------------------------- */
.ms-section{max-width:var(--max);margin:0 auto;padding:clamp(2.2rem,5vw,3.6rem) clamp(1rem,4vw,2rem)}
.ms-section-head{max-width:62ch;margin-bottom:1.9rem}
.ms-section-head h2{font-size:clamp(1.5rem,3.2vw,2.1rem);line-height:1.15;letter-spacing:-.02em;margin:0;font-weight:800;text-wrap:balance}
.ms-section-head p{color:#475569;margin:.7rem 0 0;font-size:1.02rem;line-height:1.6}

.ms-cards{display:grid;gap:1rem}
.ms-cards-3{grid-template-columns:repeat(auto-fit,minmax(17rem,1fr))}
.ms-cards-4{grid-template-columns:repeat(auto-fit,minmax(14rem,1fr))}
.ms-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.35rem;box-shadow:var(--shadow-soft)}
.ms-card h3{font-size:1.02rem;margin:0 0 .45rem;font-weight:800;line-height:1.3}
.ms-card p{margin:0;color:#475569;font-size:.93rem;line-height:1.58}
.ms-card-icon{display:inline-grid;place-items:center;width:2.1rem;height:2.1rem;border-radius:9px;margin-bottom:.75rem;
  background:color-mix(in srgb,var(--ms-accent,var(--primary)) 14%,transparent);color:var(--ms-accent,var(--primary))}

.ms-steps{list-style:none;margin:0;padding:0;display:grid;gap:.9rem;counter-reset:none}
.ms-steps li{display:grid;grid-template-columns:auto 1fr;gap:1.1rem;background:#fff;border:1px solid var(--line);
  border-radius:16px;padding:1.25rem 1.4rem;box-shadow:var(--shadow-soft)}
.ms-step-n{font-size:1.5rem;font-weight:900;color:color-mix(in srgb,var(--ms-accent,var(--primary)) 45%,var(--line));
  line-height:1;font-variant-numeric:tabular-nums}
.ms-steps h3{margin:0 0 .35rem;font-size:1.02rem;font-weight:800}
.ms-steps p{margin:0;color:#475569;font-size:.93rem;line-height:1.58}

.ms-prose p{max-width:62ch;color:#475569;line-height:1.68;margin:0 0 1rem}
.ms-list{max-width:62ch;padding-left:1.2rem;color:#475569;line-height:1.7}
.ms-list li{margin:.4rem 0}
.ms-note{background:#fff;border:1px solid var(--line);border-left:3px solid var(--ms-accent,var(--primary));
  border-radius:12px;padding:.9rem 1.1rem;font-size:.92rem;color:var(--ink);max-width:62ch}
.ms-empty{color:var(--muted)}

/* Plans ----------------------------------------------------------- */
.ms-plans{display:grid;grid-template-columns:repeat(auto-fit,minmax(17rem,1fr));gap:1.1rem;align-items:start}
.ms-plan{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem;box-shadow:var(--shadow-soft);position:relative}
.ms-plan.is-featured{border-color:var(--ms-accent,var(--primary));box-shadow:var(--shadow)}
.ms-plan-flag{position:absolute;top:-.7rem;left:1.4rem;background:var(--ms-accent,var(--primary));color:#fff;
  font-size:.7rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:.25rem .6rem;border-radius:20px}
.ms-plan h3{margin:0;font-size:1.15rem;font-weight:800}
.ms-price{margin:.5rem 0 .2rem;font-variant-numeric:tabular-nums}
.ms-price strong{font-size:2.1rem;font-weight:900;letter-spacing:-.02em}
.ms-price span{color:var(--muted);font-size:.9rem}
.ms-plan-desc{color:#475569;font-size:.9rem;margin:.4rem 0 1rem;line-height:1.55}
.ms-plan ul{list-style:none;margin:0 0 1.3rem;padding:0;display:grid;gap:.42rem}
.ms-plan li{font-size:.88rem;color:#475569;padding-left:1.35rem;position:relative;line-height:1.5}
.ms-plan li::before{content:"";position:absolute;left:0;top:.42em;width:.85rem;height:.5rem;
  border-left:2px solid var(--ms-accent,var(--primary));border-bottom:2px solid var(--ms-accent,var(--primary));transform:rotate(-45deg)}
.ms-plan .btn{width:100%;justify-content:center}
.ms-plan-terms{color:var(--muted);font-size:.87rem;margin-top:1.2rem;max-width:62ch}

/* FAQ ------------------------------------------------------------- */
.ms-faq-list{display:grid;gap:.6rem;max-width:70ch}
.ms-faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.ms-faq-item h3{margin:0;font-size:1rem}
.ms-faq-item button{width:100%;text-align:left;background:none;border:0;padding:1.05rem 1.2rem;
  font:inherit;font-weight:700;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.ms-faq-item button span::after{content:"+";font-weight:400;font-size:1.3rem;color:var(--ms-accent,var(--primary))}
.ms-faq-item button[aria-expanded="true"] span::after{content:"−"}
.ms-faq-answer{padding:0 1.2rem 1.15rem}
.ms-faq-answer[hidden]{display:none}
.ms-faq-answer p{margin:0;color:#475569;line-height:1.65;font-size:.95rem}

/* Lead form ------------------------------------------------------- */
.ms-cta-band{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(1.5rem,4vw,3rem);align-items:start}
.ms-cta-copy h2{font-size:clamp(1.5rem,3vw,2rem);margin:0 0 .7rem;font-weight:800;letter-spacing:-.02em}
.ms-cta-copy p{color:#475569;line-height:1.62;margin:0 0 1rem}
.ms-form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem;
  box-shadow:var(--shadow-soft);display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.ms-field{display:flex;flex-direction:column;gap:.35rem}
.ms-field-full{grid-column:1/-1}
.ms-field label{font-size:.85rem;font-weight:700;color:var(--ink)}
.ms-opt{font-weight:400;color:var(--muted)}
.ms-field input,.ms-field textarea{font:inherit;padding:.72rem .85rem;border:1px solid var(--line);
  border-radius:11px;background:#fff;color:var(--ink);width:100%}
.ms-field input:focus,.ms-field textarea:focus{border-color:var(--ms-accent,var(--primary))}
.ms-field textarea{resize:vertical;min-height:6rem}
.ms-field[data-invalid] input,.ms-field[data-invalid] textarea{border-color:var(--danger)}
/* .ms-hp lives in styles.css, shared with the homepage form. */
.ms-submit{display:flex;flex-wrap:wrap;align-items:center;gap:.9rem}
.ms-form-message{margin:0;font-size:.88rem;color:var(--muted)}
.ms-form-message[data-state="error"]{color:var(--danger)}
.ms-form-message[data-state="ok"]{color:var(--success)}

/* Footer ---------------------------------------------------------- */
.ms-footer{background:var(--navy);color:#cbd5e1;margin-top:2rem}
.ms-footer-inner{max-width:var(--max);margin:0 auto;padding:clamp(2.2rem,5vw,3.2rem) clamp(1rem,4vw,2rem) 1.6rem;
  display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:1.8rem}
.ms-footer-brand img{height:34px;width:auto;margin-bottom:.8rem}
.ms-footer-brand p{margin:0;font-size:.9rem;line-height:1.6;max-width:34ch;color:#94a3b8}
.ms-footer h3{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:#94a3b8;margin:0 0 .8rem;font-weight:800}
.ms-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:.5rem}
.ms-footer a{color:#e2e8f0;text-decoration:none;font-size:.92rem}
.ms-footer a:hover{color:var(--lime)}
.ms-footer-cross{max-width:var(--max);margin:0 auto;padding:1.1rem clamp(1rem,4vw,2rem);
  border-top:1px solid rgba(255,255,255,.09);display:flex;flex-wrap:wrap;gap:.8rem;align-items:center;font-size:.87rem}
.ms-footer-cross span{color:#94a3b8}
.ms-footer-legal{max-width:var(--max);margin:0 auto;padding:1rem clamp(1rem,4vw,2rem) 2rem;
  border-top:1px solid rgba(255,255,255,.09);font-size:.83rem;color:#94a3b8}
.ms-footer-legal p{margin:0}

/* Responsive ------------------------------------------------------ */
@media (max-width:900px){
  .ms-hero{grid-template-columns:1fr}
  .ms-hero-art{display:none}
  .ms-cta-band{grid-template-columns:1fr}
  .ms-footer-inner{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .ms-nav{display:none}
  .ms-nav-cta{display:none}
  .ms-burger{display:block}
  .ms-mobile:not([hidden]){display:flex}
  .ms-form{grid-template-columns:1fr;padding:1.2rem}
  .ms-footer-inner{grid-template-columns:1fr}
  .ms-steps li{grid-template-columns:1fr;gap:.5rem}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}